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Personal Umbrella Liability

Personal Umbrella Liability Policy

Cost-effective security

Personal umbrella insurance provides features designed to protect you in a wide variety of ways for a range of situations. Special features include:
Payments for a variety of lawsuit-related expenses in addition to the limit of liability selected.
This includes:
  • Legal defense
  • Interest on judgments
  • Limited loss of earnings
  • Appeal and bail bond premiums
  • Coverage within the U.S. and around the world for a broad range of personal liabilities
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Coverage to Preserve Your Wealth

  • Personal umbrella insurance goes beyond the liability coverage typically provided by your auto, home and boat insurance with higher amounts of coverage – limits of $1 million to $5 million for eligible applicants.
  • Personal umbrella insurance is a cost-effective way to obtain peace of mind when facing many of today’s costly personal lawsuits.​
  • As an option, you can carry higher limits of Uninsured and Underinsured Motorist protection on your personal umbrella policy.

Your personal umbrella insurance policy covers you in a variety of unforeseen situations.

Here are just a few:
  • Negligently hitting a pedestrian with your vehicle and causing injuries or damages beyond your auto insurance policy’s liability coverage
  • Unknowingly serving food that causes guests to be hospitalized with food poisoning
  • While mowing your lawn, accidentally propelling an object from your power lawnmower and striking someone, causing serious injury
  • Being involved in a serious traffic accident
  • Your AGIS Agent can provide complete details.